Most people know someone who has suffered a critical illness or condition. The reality today is that people who have a heart attack, develop Cancer, or suffer a stroke are surviving in increasing numbers. This great news is likely to continue with advances in modern medicine. While people are fortunately surviving these once deadly diseases, the reality is that financially families are facing a much more difficult future. When a spouse survives a heart attack or is diagnosed with Cancer, what happens to the family financially? Much of their income is lost or spent on medical treatment cost, refitting their house or car, or perhaps paying for additional needed childcare.

 

The sad fact is the average family struggles to meet these needs since there is usually a partial loss of income in addition to an immense increase in expenses. Critical Illness insurance provides an incredibly valuable solution to all these questions. By providing a lump sum of cash upon the initial diagnosis of any of the covered illnesses and conditions, the right Critical Illness Coverage can help save a family the financial despair that comes with it.

 

Critical Illness coverage will:

 

The Benefits Cooperative and its partner brokers and carriers were a prime force in the introduction of Critical Illness plans to the American Market through voluntary benefits. By working with these partners and employer partners, The Benefits Cooperative can help meet a family's specific and personal needs in a Critical Illness Program.